XYZ vs SOFI
Block, Inc. vs SoFi Technologies, Inc. · Updated Sep 25, 2026
XYZ — 10 wins1 tiesSOFI — 12 wins
Price Performance
XYZ +4.29%SOFI -40.33%
Performance
| XYZ | SOFI | |
|---|---|---|
| 1 Month | -7.56% | -11.42% |
| 3 Months | +3.23% | -2.72% |
| 6 Months | +27.43% | +1.63% |
| YTD | +17.48% | -35.72% |
| 1 Year | -0.09% | -42.15% |
| 3 Year | +53.55% | +95.24% |
| 5 Year | -70.02% | +8.58% |
Yearly Returns
| YTD | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| XYZ | +17.9% | -25.0% | +17.7% | +19.7% | -61.7% | -27.0% | +241.0% | +9.4% | +55.1% | +151.1% | +12.1% | +0.1% |
| SOFI | -38.9% | +85.3% | +59.6% | +121.1% | -70.6% | +29.6% | +18.7% | — | — | — | — | — |
Valuation
| XYZ | SOFI | |
|---|---|---|
| P/E Ratio | 59.74 | 44.00 |
| Forward P/E | 10.16 | 15.44 |
| PEG Ratio | 1.06 | 1.13 |
| P/S Ratio | 1.86 | 4.56 |
| P/B Ratio | 2.10 | 2.07 |
| EV/EBITDA | 25.34 | 24.68 |
Financials
| XYZ | SOFI | |
|---|---|---|
| EPS (TTM) | $1.28 | $0.38 |
| Gross Margin | +48.03% | +53.53% |
| Operating Margin | -2.84% | +37.11% |
| Net Margin | -5.10% | +13.00% |
| ROE | +3.71% | +4.59% |
| ROA | +2.01% | +0.95% |
| Debt/Equity | 0.37 | 0.18 |
Growth
| XYZ | SOFI | |
|---|---|---|
| Revenue Growth YoY | +4.94% | +32.47% |
| Revenue Growth QoQ | -3.13% | +5.30% |
| EPS Growth YoY | -273.33% | -56.67% |
| EPS Growth QoQ | -373.68% | +18.18% |
Technical
| XYZ | SOFI | |
|---|---|---|
| RSI (14) | 41.68 | 42.40 |
| % From 20-Day SMA | -3.73% | -3.65% |
| % From 50-Day SMA | -4.71% | -4.37% |
| % From 200-Day SMA | +9.56% | -12.68% |
| % From 52-Week High | -12.02% | -48.58% |
| % From 52-Week Low | +58.62% | +20.12% |
Analyst Ratings
XYZ
Buy(37 analysts)
Strong SellHoldStrong Buy
Price Target
$97.41
+27.67% upside
SOFI
Hold(19 analysts)
Strong SellHoldStrong Buy
Price Target
$21.58
+26.98% upside
Overview
| XYZ | SOFI | |
|---|---|---|
| Sector | Technology | Financial Services |
| Industry | Software - Infrastructure | Financial - Credit Services |
| Exchange | NYSE | NASDAQ |
| Market Cap | $45.51B | $21.76B |
| Shares Outstanding | 595.2M | 1.28B |
| Avg Volume (10D) | 3.87M | 51.45M |
| Dividend Yield | — | — |
Frequently Asked Questions
Is XYZ or SOFI a better buy right now?
Based on 23 comparable metrics, SOFI leads in 12 categories while XYZ leads in 10. SOFI has a consensus analyst rating with 19 analysts covering the stock. Neither stock should be purchased based on a single comparison — consider your investment goals and risk tolerance.
Which stock has better performance, XYZ or SOFI?
Over the past year, XYZ returned -0.09% compared to SOFI's -42.15%. In the short term (1 month), XYZ returned -7.56% vs SOFI's -11.42%.
Is XYZ or SOFI more expensive?
XYZ trades at a P/E of 59.74 compared to SOFI's 44.00. On a price-to-sales basis, XYZ trades at 1.86x vs SOFI's 4.56x. Forward P/E: XYZ at 10.16 vs SOFI at 15.44.
Which stock has higher growth, XYZ or SOFI?
XYZ's revenue grew +4.94% year-over-year compared to SOFI's +32.47%. EPS growth: XYZ at -273.33% vs SOFI at -56.67%.
Do XYZ and SOFI pay dividends?
XYZ does not currently pay a dividend. SOFI does not currently pay a dividend.
Which stock do analysts prefer, XYZ or SOFI?
XYZ has 37 analysts with a target price of $97.41 (+27.67% upside). SOFI has 19 analysts with a target of $21.58 (+26.98% upside).
Data updated daily. All comparisons based on latest available market data. Not investment advice.